Whenever we got a call from a health advisor or advertisements regarding health insurance, we used to think that we were healthy and wonder why we need to spend this much on health insurance. I am also one of the people who belong to the same category of thinking about why we need to spend this much on insurance that we are not going to use now. Lifestyle changes, increased diseases, and the rise in the cost of treatment are some of the factors why we need health insurance. If you are admitted to a hospital, you will get bills for doctor consultation, diagnosis tests, operation theatre costs, ambulance charges, medicines, room rent etc and paying all of these will put you and your family in a considerable strain on your finances if you are not prepared. If you have opted for health insurance, you can beat this burden, and you will also get quality treatment. Meaningful health coverage is critical to living a productive, secure, and healthy life.
If you are a person who thinks I am healthy and don’t need health insurance, then you need to rethink it again. In today’s world, the food we eat, the air we breathe, and the water we drink are polluted in one form or another. So, you can not say that you are not prone to any kind of disease so there will be no medical expenses.
Why Medical Insurance?
In the modern medical world and also with the innovations of AI, most diseases are curable, but it comes up with a huge sum of money. When it comes to life, we also can not take a risk, and we need to cure the disease. What most of us will do in those scenarios is take all the money we have saved over our lifetime to protect ourselves or our loved ones. Sometimes, even if we take most of our life savings, it could not be enough because of the large bills the hospital charges, and in these types of scenarios, Medical Insurance is the one that could save us some money.
I am not here to endorse or advertise any medical insurance product, but I am writing this blog to create awareness about the need for medical insurance in today’s world.
There are also a lot of ifs and buts when choosing medical insurance, and this is not a blog about that. But when you are paying a huge sum of money, you need to check the product they are selling and need to make a correct decision.
The information provided on this blog is not intended to be medical advice and should not be relied upon as such.If you have any medical concerns, please consult with a qualified healthcare professional. We are not responsible for any harm or injury caused by reliance on the information provided.
